Terms of Service
Last updated: February 15, 2026
Educational Content Only
All content on Capsule Credit — including videos, articles, and credit card recommendations — is for educational purposes only. Nothing on this site constitutes personalized financial advice. Always do your own research and consult a qualified financial professional before making credit or financial decisions.
Affiliate Links
This site contains affiliate links to credit card issuers and partner services. When you click these links and take action (such as applying for a credit card or making a purchase), we may earn a commission at no additional cost to you. Affiliate relationships do not influence which products we feature or recommend.
Accuracy
We make every effort to keep our content accurate and up to date. However, credit card terms, interest rates, fees, and rewards programs change frequently. We cannot guarantee that all information is current at the time you view it. Please verify details directly with the card issuer before applying.
Intellectual Property
All original content on this site — including videos, text, graphics, and the Capsule Credit name and logo — is owned by Capsule Credit. You may not reproduce, distribute, or create derivative works from our content without written permission.
Limitation of Liability
Capsule Credit is not liable for any financial losses, damages, or negative outcomes resulting from actions you take based on our content. Use of this site is at your own risk.
Changes to These Terms
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.