FICO vs VantageScore: What You Need to Know

Your FICO score is worth less than a used car if lenders are actually using VantageScore! Yeah, you heard that right. While 90% of lenders pull a FICO score, a growing number are switching to VantageScore, especially online lenders. You could be sitting pretty with a 750 FICO but get denied based on a lower VantageScore. That’s a scary thought! FICO scores range from 300 to 850, and VantageScore from 300 to 850 too, but they weigh factors differently. You could be missing out on loans or better rates! Check which score your lender uses before you apply. Start tracking your VantageScore now — it could save you thousands in interest!