Chase Sapphire vs Amex Gold: The 2026 Showdown

The Chase Sapphire Preferred is a glorified piece of plastic, and in 2026, it’ll cost you more than it’s worth! With an annual fee of $95 and only 2x points on travel and dining, you can do better. Enter the Amex Gold Card, which gives you 3x points at restaurants and 4x at supermarkets. That’s right—four times the points on groceries! If you spend $500 a month on food, that’s 24,000 points a year versus the Sapphire's measly 12,000. Plus, Amex has stellar redemption options. In the end, the Gold Card can earn you up to $300 more in rewards annually. Stop wasting your money on the Sapphire. Switch to Amex Gold and start stacking those points!