Stop! Your First Credit Card Could Cost You

You’re about to choose your first credit card, but if you pick a rewards card, you could be throwing away $1,200 a year! Sounds crazy, right? Most students chase shiny cashback offers or travel points without realizing they’ll likely rack up debt with an average 20.5% APR. You might think 1% back is great, but if you’re carrying a balance, that’s just a trap. Instead, look for a card with no annual fee and low interest rates. Focus on building your credit score instead of getting sidetracked by rewards. Remember, your first card is a stepping stone, not a piggy bank. Choose wisely, and you’ll save yourself a mountain of regret later!